What is the purpose of Army Regulation (AR) 600-4 REMISSION OR CANCELLATION OF INDEBTEDNESS?
The purpose of AR 600-4 is to establish policies and procedures for the remission or cancellation of indebtedness incurred by Army personnel.

Who does AR 600-4 apply to?
AR 600-4 applies to all active duty Army personnel, Army National Guard (ARNG), and Army Reserve (USAR) members, as well as civilian employees of the Army.

What types of indebtedness can be remitted or cancelled under AR 600-4?
AR 600-4 allows for the remission or cancellation of monetary indebtedness, including debts arising from overpayment of pay, allowances, travel, transportation, and certain other debts arising in connection with an individual's Army service.

How does one initiate a request for remission or cancellation of indebtedness?
Requests for remission or cancellation of indebtedness should be submitted through the individual's unit chain of command to the appropriate authority, as outlined in AR 600-4. The request must include all pertinent information and supporting documentation.

What factors are considered when determining whether to approve a request for remission or cancellation of indebtedness?
Factors such as the individual's financial hardship, whether the debt was incurred due to administrative error, the individual's conduct and performance, and the impact on morale and unit effectiveness are all considered when determining whether to approve a request.

Is there a maximum amount that can be remitted or cancelled under AR 600-4?
There is no maximum amount specified in AR 600-4. Each request is evaluated on a case-by-case basis, taking into consideration the circumstances and factors outlined in the regulation.

Are there any debts that cannot be remitted or cancelled under AR 600-4?
AR 600-4 identifies certain debts that cannot be remitted or cancelled, such as debts due to fraud, theft, or willful misconduct, debts arising from personal loans, or debts owed to the Army and other government agencies.

How long does it take to process a request for remission or cancellation of indebtedness?
The timeframe for processing requests may vary depending on the complexity of the case and the workload of the approving authority. However, under normal circumstances, requests should be processed within 30 days.

Can a debt that has already been paid off be remitted or cancelled?
No, debts that have already been paid off cannot be remitted or cancelled under AR 600-4. This regulation is specifically for outstanding or unpaid debts.